In order to deliver a high level of care and attention to each person, at Money Tools we only work with a small number of clients. In general our clients tend to earn more than they spend and have above average salaries’ or lump sums to invest. The common thread linking all our clients is that they are seeking a one–to–one relationship with a trusted adviser to help them make wise decisions about their money and achieve what they want from life not just now but also into the future.